Belmont Savings offers a variety of home mortgage products to meet the needs of today's homeowner. We provide mortgages for owner occupied 1-4 residential houses. In addition, we offer mortgages on non-owner occupied investment properties. Automatic payment service is available.
Fixed Rate Mortgages
Adjustable Rate Mortgages
Equity Lines of Credit/Equity Loans/2nd Mortgages
First Time Home Buyers Program
Reverse Mortgages*
Jumbo Mortgages
Cash Flow Mortgages (Interest Only)
- Protection against rising interest rates.
- Flexible terms.
- Low fees and closing costs.
- Down payments as low as 5%.
- Prompt, professional service from our experienced mortgage staff.
- 1, 3, and 5 year adjustable rate mortgages.
- Interest rate on your loan is reviewed every 1, 3 and 5 years and could change based upon the 1 year Treasury Security Index plus a margin.
- Utilize your home's equity to purchase a new car, pay education expenses, make home improvements or even consolidate outstanding debt.
- Interest may be tax deductible.*
- Available for owner and non-owner occupied properties.
*Please consult a tax advisor.
- Low initial rate.
- No points.
- Available on 1 - 3 family properties (within our primary lending area).
- No closing costs for qualified applicants.
Elderly homeowners can access the equity in their home with this innovative product.
- Minimum age requirement of 62 years
- Own and live in one residence
- Credit not an issue
- Income not an issue
- Easy access to your equity in your home
- Various fixed rate terms
- 1-3-5 Year ARMs
- Loans up to $1,500,000
- 5 year adjustable rate mortgage
- You pay only the interest due for the first 5 years
- Assists you in purchasing a larger, more expensive home
Click here to learn more about a Cash Flow Mortgage
|